Once you have reached your Reg. D withdrawal or transfer limit, funds can no longer be electronically transferred from your affected savings account.


  • Reg. D can affect your overdraft protection. After the sixth electronic withdrawal or transfer, your savings account will not be available for further overdraft protection. This may cause checks to be returned unpaid and fees to be charged to your checking account.
  • Reg. D can affect your ability to move funds over the phone or online. After the sixth withdrawal or transfer, the only way to access your funds will be in person or at an ATM.